Help protect yourself and your family financially from the unexpected

See how TD can help safeguard your financial obligations

Our simulator can show you how a critical life event could impact your everyday finances.
To begin, first select the credit product you want to protect.


TD Credit Protection Solutions can help protect you and your family by safeguarding your biggest financial obligations.

Learn more about credit protection
  • Claims Support

    Our dedicated team is here to help you every step of the way.

  • Satisfaction guaranteed

    If you are dissatisfied with any credit protection product, you may cancel your coverage for a full refund within 30 days of purchase.

  • Convenient Hours of Operation

    Visit your local branch or call 1-800-831-1164 Monday to Friday 8 a.m. to 10 p.m. EST and Saturday - Sunday 9 a.m. to 6 p.m. EST.

Step 1 of 5

Tell us about your mortgage.

Mortgage balance

Payment frequency

{{data.mortgage.frequency }}

Payment amount

Tell us about your line of credit.

Line of credit balance  

Payment frequency

Payment amount

Tell us about your loan.

Loan balance

Amortization period

Payment frequency

Payment amount



Step 1 of 5

Tell us about your loan.

!Please enter an amount between 1000 and up to 250000 using only numeric characters.
If you're about to take out a loan, this would be the total amount you'd like to borrow.
!Please enter an amount greater than 0 and up to 20000 using only numeric characters.

Tell us about your line of credit.

 
!Please enter an amount between 1000 and up to 300000 using only numeric characters.
! Please enter an amount greater than 0 and up to 20000 using only numeric characters.

Tell us about your mortgage.

!Please enter an amount between 20000 and 10000000 using only numeric characters. If you're buying a house, this would be the purchase price minus the down payment. If you're refinancing a house, this would be your mortgage balance.
! Please enter an amount greater than 0 and up to 20000 using only numeric characters.


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Step 2 of 5

Tell us about yourself.

{{data.Applicants[$index].firstname + ", age " + data.Applicants[$index].age + ", " + data.Applicants[$index].Province }}



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Step 2 of 5

Tell us about yourself.


Remove

Your first name can't be longer than 19 characters or contain any of the following special characters: $ # % & \ < > { } [ ].
Your first name can't be longer than 19 characters or contain any of the following special characters: $ # % & \ < > { } [ ].
You must be between 18 and 69 yrs. of age to apply for Mortgage Life Insurance, and between 18 to 55 yrs. of age to apply for Mortgage Critical Illness Insurance. You must be between 18 and 69 yrs. of age to apply for Line of Credit Life Insurance, and between 18 to 55 yrs. of age to apply for Line of Credit Critical Illness Insurance. You must be between 18 and 69 yrs. of age to apply for Loan Life Insurance.


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Step 3 of 5

Enter your annual income.

{{data.Applicants[$index].firstname}}



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Step 3 of 5

Enter your annual income.

!Please enter an amount between 0 and 500000 using only numeric characters.
If your annual household income before taxes is greater than $500,000, please call us at 1-800-831-1164.


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Step 4 of 5

Enter your total savings and investments



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Step 4 of 5

Enter your total savings and investments

This could include your bank account balances and your investments, including your TFSA, RRSPs, etc. (don't include assets like your car or house).

!Please enter an amount between 0 and 1000000 using only numeric characters.


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Step 5 of 5

Enter your monthly expenses.

This could include your utilities, groceries, transportation, outstanding debts, property taxes, and your regular savings contributions.

Not sure? Estimate your monthly expenses

!Please enter an amount between 0 and {{MonthlyExpensesLimit | currency:undefined:0}} using only numeric characters.

Here's how your household finances could be impacted due to the inability to work or a loss of income if

With TD Credit Protection

Your loan payment could be paid down up to a maximum of $2,000/month²

Your remaining loan balance of {{data.loan.balance | currency:'$':2}} could be paid off²

Your remaining mortgage balance of {{data.Applicants[SelectedApplicant].MortgageCoverage | currency:'$':2}} could be paid off²

Your remaining mortgage balance could be paid down, up to $1,000,000²

Your remaining line of credit balance of {{data.lineofcredit.balance | currency:'$':2}} could be paid off²

Your remaining line of credit balance could be paid down up to $300,000 ²

You may get to keep up to $2,000 in your pocket each month.

Your household expenses may be reduced by {{CalHouseholdIncomeDown() | currency:'$':2}}/month¹.

You may not have to dip into your savings.

Benefit payments may be made for a period of up to 60 months².

No TD Credit Protection

Your household may need an extra {{CalExpensesShortResult() | positive | currency:'$':2}} each month to pay expenses¹

Your household's income may go down by {{CalHouseholdIncomeDownResult() | currency:'$':2}}/month¹

Your household's income may go down by {{CalHouseholdIncomeDownResult() | currency:'$':2}}/month¹

Your savings may run out in {{CalSavingsRunoutResult()}} months¹

Edit your information to see how it impacts you

{{data.Applicants[0].firstname + ": " + data.Applicants[0].age + " yrs"}}

{{data.Applicants[0].firstname + ": " + data.Applicants[0].age + " yrs, " + data.Applicants[1].firstname + ": " + data.Applicants[1].age + " yrs"}}

    Get in touch with us

  • Call us

    Monday to Friday 8 a.m. to 10 p.m. EST and Saturday - Sunday 9 a.m. to 6 p.m. EST.

    1-800-831-1164

  • More options
  • Meet with us in person

    Visit your nearest branch at a time that's convenient for you.

    Book an appointment
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